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Health insurance for individuals
Worldwide Health Options
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> How does it work ?
> Arranging your treatment
> Moving to Worldwide Health Options
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Worldwide Health Options is our new, flexible healthcare plan for individuals and families.

For current Lifeline and IHHP members, this page answers your questions about the benefits of Worldwide Health Options and how to transfer.

Worldwide Health Options is a uniquely flexible healthcare plan that allows you to choose from a variety of options to suit you, and includes many new features:

we have increased the annual overall limit for in-patient cover by 50%*

cover for post transplantation anti-rejections drugs is included

the Wellbeing option provides new cover for dental and optical benefits plus a full health screen check-ups for adults and children

the rental of medical equipment such as crutches is now available as part of the Worldwide Medicines and Equipment option

maternity home delivery is included in the core cover, Worldwide Health Insurance

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If you are currently a Bupa Lifeline member:
		How will I find out about Worldwide Health Options? You will receive information about Worldwide Health Options in your customer engagement and renewal packs. > Back to top
		When are these packs sent out? Lifeline engagement and renewal packs are sent out one month before your renewal date. > Back to top
		When can I switch from a Lifeline policy to the Worldwide Health Options plan? You can only switch at renewal. > Back to top
		What will happen if I have exclusions on my policy? If you have exclusions on your policy they will automatically be carried over to your Worldwide Health Option plan*. > Back to top
		What will happen if I have an exclusion for a condition that is now on Bupa's decline list? If you have an exclusion, Bupa will maintain the exclusion and not decline you*. > Back to top
		What if I have a moratorium on my Lifeline product? Any moratoriums will be carried across from Lifeline to Worldwide Health Options*. > Back to top
		How will lifetime limits be affected? Lifetime limits will be carried across to Worldwide Health Options*. > Back to top
		How will upgrades/downgrades be handled? Any upgrades/downgrades will go through Bupa’s standard underwriting process. > Back to top

If you are currently an IHHP member :
		How will I find out about Worldwide Health Options? You will receive information about Worldwide Health Options in your renewal pack. > Back to top
		When are these packs sent out? Your IHHP renewal pack will be sent out two months before your renewal date. > Back to top
		When can I switch from an IHHP policy to the Worldwide Health Options plan? You can only switch at renewal. > Back to top
		What will happen if I have exclusions on my policy? If you have exclusions on your policy they will automatically be carried over to your Worldwide Health Options plan. > Back to top
		What will happen if I have loadings on my IHHP policy and I switch to Worldwide Health Options? If you want to switch to Worldwide Health Options before the loaded version has been launched, you will have the loadings converted into exclusions. You will however be given the opportunity to convert your exclusions back to loadings once the loaded version of Worldwide Health Options has been launched. These will be underwritten using the medical history that you supplied at the point you originally joined IHHP. > Back to top